Savings / Shares Rates
| Rate Description | Term | Dividend Rates | APY |
|---|---|---|---|
| dividend declared 10/01/2025 minimum balance $50 | 3RD QTR 2025 | 0.48% | 0.48% |
Share Draft
| Rate Description | Term | Dividend Rates | APY |
|---|---|---|---|
| Monthly Dividend/Account Balance $500 | 1 month | 0.10% | 0.10% |
*Annual Percentage Yield.
Loan Rates
| Rate Description | Term | Payment Description | APR | APR Type |
|---|---|---|---|---|
| Based on FICO Score | UP TO 84 MONTHS | AUTO-NEW | Starting at 5.15% | Fixed |
| Based on FICO Score | UP TO 84 MONTHS | AUTO-USED | Starting at 6.75% | Fixed |
| Based on FICO Score | UP TO 36 MONTHS | SIGNATURE LOAN | Starting at 9.99% | Fixed |
| SHARE SECURED | UP TO 60 MONTHS | SHARE LOAN | 4.00% | Fixed |
| SHARED SECURED | OVER 60 MONTHS | SHARE LOAN | 5.00% | Fixed |
| RV & BOATS-UP TO 3YRS | UP TO 15 YEARS (180 MONTHS) | MINIMUM $40,000 | 6.75% CREDIT TIERS GOLD, A & B | Fixed |
| RV & BOATS-NEW OR USED | AUTO TERMS | UNDER $40,000 | AUTO RATES | Fixed |
| CREDIT BUILDER | 12 MONTHS | CREDIT BUILDER LOAN | 12.25% | Fixed |
| DEBT CONSOLIDATION | UP TO 36 MONTHS | MAXIMUM $5,000. CALL CREDIT UNION FOR ELIGIBILITY | 12.25% | Fixed |
| HOME IMPROVEMENT
Ex: Generator, storm shelter, windows, fence | 60 MONTHS | UP TO $10,000 | 8.25% CREDIT TIERS A-C | Fixed |
*Annual Percentage Rate.
