Savings / Shares Rates

Rates as of 10/1/2019
Rate DescriptionTermDividend
Rates
APY
dividend declared 10/01/2019 minimum balance $503rd QTR 20190.25%0.25%

Share Draft

Rate DescriptionTermDividend RatesAPY
Monthly Dividend/Account Balance $5001 month0.13%0.13%

*Annual Percentage Yield.

Loan Rates

Rates as of 4/01/2019
Rate DescriptionTermPayment DescriptionAPRAPR Type
Based on FICO ScoreUP TO 36 MONTHSAUTO-NEW2.65%-10.65%Fixed
Based on FICO Score37-48 MONTHSAUTO-NEW3.40%-11.40%Fixed
Based on FICO Score49-60 MONTHSAUTO-NEW3.85%-11.85%Fixed
Based on FICO Score61-72 MONTHSAUTO-NEW ($20,000 MINIMUM)4.00%-12.00%Fixed
FICO 675-850UP TO 78 MONTHSAUTO-NEW TO UP TO 3 YRS OLD $30,000 MINIMUM4.00%-4.50%Fixed
FICO 675-850UP TO 84 MONTHSAUTO-NEW UP TO 3 YRS OLD $30,000 MINIMUM4.00%-4.50%Fixed
Based on FICO ScoreUP TO 60 MONTHSUSED AUTO LESS THAN 3YRS OLD4.00%-12.00%Fixed
FICO 675-850$20K UP TO 72 MO, $30K / 78 MO, $40K / 84MOUSED AUTO LESS THAN 3YRS OLD4.00%-4.50%Fixed
Based on FICO ScoreUP TO 48 MONTHSUSED AUTO GREATER THAN 3YRS OLD4.50%-12.50%Fixed
Based on FICO ScoreUP TO 36 MONTHSSIGNATURE LOAN11.75%-18.00%Fixed
SHARE SECUREDUP TO 60 MONTHSSHARE LOAN2.50%Fixed
SHARED SECUREDOVER 60 MONTHSSHARE LOAN3.50%Fixed
Seasonal Loan

(FICO 620 and above)

12 MONTHS/

18 MONTHS

Loan Limit $1000.00/

Loan Limit $1500.00

9.00%Fixed
RV-NEW OR USEDUP TO 15 YEARS (180 MONTHS)MINIMUM $30,000,
FICO SCORE MINIMUM 675
6.00%Fixed
RV-NEW OR USEDauto termsUnder $30,000auto ratesFixed
Credit Builder12 monthsCredit Builder Loan11.00%Fixed
Storm Shelter Loanup to 60 monthsMAXIMUM $4,000. Loan proceeds payable to contractor3.00%Fixed
DEBT CONSOLIDATIONUP TO 36 MONTHSMAXIMUM $5,000. CALL CREDIT UNION FOR ELIGIBILITY9.99%Fixed

*Annual Percentage Rate.